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Market Access Program for Commercial Lines

The products offered through these companies give you an array of expansive advantages and pricing flexibility. We offer an assortment of invaluable classes for small, middle and large market business clients in a wide variety of categories.

The PIA Western Alliance offers Commercial Lines Programs

  • Allianz (Formerly Fireman's Fund)
  • Builders Insurance Services
  • Foremost
  • Hartford
  • Kemper Specialty
  • Nationwide
  • Philadelphia
  • Red Shield Insurance
  • Zurich

Carrier Appetite Guides: Click Here

Submit an Acord Application: Click Here


Professional Liability

PIA Western Alliance has a number of excellent professional liability products for:

  • retail
  • manufacturing
  • personal services
  • wholesale
  • non-profit
  • high tech
  • contractors
  • construction
  • government
  • financial institutions
  • and more

    Dozens of classes are available. There are specific applications needed for different types of professional liability risks. Please click here to email our office and request the right application for your risk. Or call us at 888-246-4466. 

    Bonds
    Need to write a bond? We have bonds from Hartford. Please click here for application.

    Workers' Comp
    The PIA Western Alliance has work comp in: Alaska, Arizona, California, Idaho, Montana, Nevada, New Mexico, and Oregon. Let our team of experts submit your application and start the quote process. We can help you write stand alone or package business. Click here to email your completed ACORD 130, currently valued loss runs and EX MOD to an underwriter. 

     

    Commercial Lines Commissions

    Please Note: Commissions are representative of carriers through the PIA Market Access Program only. Commissions illustrated are tentative. Final commissions will be determined via actual company commission statements which can change without notice.

    Commissions by Carrier

    Carrier Line of Business

    New
    Commissions

    Renewal
    Commissions

    Allianz (Formerly Fireman's Fund)

    BOP/Auto

    Work Comp

    7% -10%

    4% -7%

    7% -10%

    4% -7%

    Builders Insurance Services General Liability  7% -10%  7% -10%
    Foremost

    Auto

    Boiler Machinery

    Work Comp

    BOP

    Umbrella

    Property Muli-Peril

    3% -10%

    3% -10%

    3% -10%

    3% -10%

    3% -10%

    3% -10%

    3% -10%

    3% -10%

    3% -10%

    3% -10%

    3% -10%

    3% -10%

    Hartford

    BOP

    Commercial Auto

    Work Comp

    General Liability

    8% -13%

    7% -10%

    Varies

    7%-10%

    7.5% -10%

    7% -10%

    On Quote

    7%-10%

    Kemper Specialty Commercial Auto 7%-9% 7%
    Nationwide See Appetite Guide  7% -10% 7% -10%
    Philadelphia

    1 Sot Builder Risk

    BOP/Package

    Work Comp

    4% -6.5%

    5% -8%

    3%-5%

    4% -6.5%

    4% -7%

    2%-4%

    Red Shield

    General Liability

    Property

    Inland Marine

    Commercial Package

    8% -15%

    8% -15%

    8% -15%

    8% -15%

    8% -15%

    8% -15%

    8% -15%

    8% -15%
    Zurich

    E&O, D&O

    Prof Liability

    7% -10%

    7% -10%

    7% -10%

    7% -10%


    MAP Monthly Fee
    Writing just one policy a month through MAP should more than pay for your MAP fees. Submit via typed ACORD application.
     $0 (Not yet available)
       
      Membership Yearly
     In order to place business in the PIA Market Access Program, you must first be a member. *Membership fee does not include MAP fee.
    $465-$865
       


    State Availability

    Available in AZ, CA, ID, MT, NM, NV, OR, WA.*  Limited coverage access in AK.

    * Please remember that final eligibility is determined by a full and complete application and the risk must meet underwriting guidelines.

    Commercial Lines - PLEASE READ! Commercial accounts $1,000 and under must be paid in full. A $25 administrative fee will be charged on all new policies under $1,000. This is not a policy fee. Agents (depending on state law) can pass this fee onto their customer as a policy fee. The minimum commercial liability limit we will quote for is $1 million.

    Motor Vehicle Reports: Due to our high quote-to-bind ratio, most of our carriers are not back-charging us for un-issued Motor Vehicle Reports. This is subject to change without notice. Should the carrier back-charge for an un-issued MVR, this cost will be transferred back to the agent. As a member of PIA, you have access to low cost MVRs. 


    A special thank you to our KKlub Members for their support.