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Market Access Program Multi-Rater for Personal Lines

To access the PIA Market Access Program for personal lines, agents must be a member of the PIA, purchase the personal lines multi-rater and pay by credit card. If you're a member and want the Market Access Multi-Rater Program for personal lines click here.

The PIA Western Alliance offers Personal Lines Programs

Multi-rater:

  • Nationwide
  • Metlife
  • Kemper
  • Kemper Specialty
  • National General (WA only)

Accord Forms:

  • Red Shield
  • Foremost
  • National General (AZ, CA)

Carrier Appetite Guides: Click Here

The Hartford Flood Insurance Program: Click Here

 

Personal Lines Commissions

Please Note: Commissions are representative of carriers through the PIA Market Access Program only. Commissions illustrated are tentative. Final commissions will be determined via actual company commission statements which can change without notice.

Commissions by Carrier

New Commissions
7%-10%

Renewal Commissions
7%-10%
New Commissions
7%-10%

Renewal Commissions
7%-10%
New Commissions
7%-10%

Renewal Commissions
7%-8%
New Commissions
7%-10%

Renewal Commissions
4%-6%
New Commissions
7%-10%

Renewal Commissions
7%-10%
New Commissions
7%-10%

Renewal Commissions
7%-10%
New Commissions
7%-15%

Renewal Commissions
7%-15%

 

State Availability

Available in AZ, CA, ID, MT, NM, NV, OR, WA.*

* Please remember that final eligibility is determined by a full and complete application and the risk must meet underwriting guidelines.


Writing just one policy a month through the PIA Market Access Program should more than pay for your yearly membership and multi-rater fees. In order to place business in the PIA Market Access Program, you must first be a member. *Membership dues do not include multi-rater fee.

 Multi-Rater Monthly Fee
 Membership Yearly 
$35
 $465-$865

Motor Vehicle Reports

Due to our high quote-to-bind ratio, most of our carriers are not back-charging us for un-issued Motor Vehicle Reports. This is subject to change without notice. Should the carrier back-charge for an un-issued MVR, this cost will be transferred back to the agent. As a member of PIA, you have access to low cost MVRs.

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Errors and Omissions

We have many markets to choose from, including Liberty Mutual, Navigators and Utica Mutual Insurance. In addition, we can shop other markets for you; saving you time and money. We stand up to the competition in both coverage and price. PIA can write small to large accounts including startups.

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A special thank you to our KKlub Members for their support.