Idaho — Earthquakes: The Gem State is shaking. The U.S. Geological Survey said last week four quakes hit the state and the highest was a 5.3 on the Richter scale. Its epicenter was in Soda Springs and the shaking was felt in Wyoming and across much of Utah.
No damage was reported. By the way, for those not knowing, Soda Springs is about 63 miles from Pocatello.
Oregon — From the Oregon Department of Insurance: Wildfire Claims
As fires burn across Oregon and many Oregonians are forced to evacuate, those impacted by the fire might wonder what their home insurance will cover and who they can turn to when they need help.
The Oregon Division of Financial Regulation has a dedicated team of local consumer advocates who can help answer any questions that homeowners might have about their insurance coverage or the claims process. You can contact them toll-free at 888-877-4894 or online at www.dfr.oregon.gov. You can also file a complaint against your insurance company, agent, or adjuster, if necessary with the division.
The division has the following tips to help homeowners impacted by fire, smoke, or ash damage:
• Most insurance companies will pay for additional living expenses, including hotel, meals, and more, as a result of a fire evacuation. Keep all receipts, and call your insurance company or agent as soon as it is safe to do so to notify them of your evacuation.
• Keep and maintain a home inventory. Whether it is a detailed spreadsheet with itemized receipts or a walkthrough of your home recorded on a smartphone, it is always helpful to have documentation of your possessions and property in case you do have to file a claim.
• If you file a fire-loss claim with your insurance company, your insurer may require a damage inspection before you start repairs. Take steps to prevent further damage or theft, and then check with your insurance company before beginning repairs.
• Most claims adjusters and some agents are authorized to write you a check for the actual cash value of your damaged property. This amount is usually less than the replacement cost. In most cases, this is an initial payment and you will receive additional funds once you start replacing your property.
• Damage to a vehicle, even when parked in a garage, is not covered under a home policy. You need to have comprehensive auto coverage to pay for damages or total loss to a vehicle.
Please follow this link for more information and the entire news release:
Washington — From the Office of the Insurance Commissioner: Title insurance rule stakeholder
We released a stakeholder draft for the title insurance rating and advisory organizations rule (R 2017-06). This rule considers adopting rules regarding title-rating organizations.
At this time, there is NO stakeholder meeting scheduled.
Comments on the stakeholder draft are due September 29, 2017; please send them to firstname.lastname@example.org.
You can see the entire rule here: https://www.insurance.wa.gov/title-insurance-rating-and-advisory-organizations-r-2017-06?utm_content=&utm_medium=email&utm_name=&utm_source=govdelivery&utm_term=
Clarifying adjuster licensing requirements rule stakeholder draft posted
We released a stakeholder draft for the clarifying adjuster licensing requirements rule (R 2017-04). This rule creates new and amended existing sections of WAC 284-17-123 to clarify education alternatives to adjuster training. It would also establish the Office of the Insurance Commissioner’s interpretation of the breadth of the activities to be licensed under the definition of adjuster.
We scheduled a stakeholder meeting to discuss the rule:
When: September 18, 2017, at 2:00 p.m.
Where: 5000 Capitol Blvd SE, Tumwater WA 98504
Comments on the stakeholder draft are due September 15, 2017; please send them to email@example.com.
To see the entire rule click here: https://www.insurance.wa.gov/clarifying-adjuster-licensing-requirements-r-2017-04?utm_content=&utm_medium=email&utm_name=&utm_source=govdelivery&utm_term=