Errors and Omissions

Nine out of 10 insurance agencies have potential E&O exposure and one in every three insurance agencies will experience an E&O claim this year. No insurance you purchase is more important than coverage for errors and omissions.

The PIA Western Alliance will help you find the right coverage for the right needs at the right cost.

Utica is the only company that separates property and casualty E&O from life and health E&O. Both Utica Mutual and Utica Life & Health are specifically 

geared toward that type of agency.

For an E&O quick quote indication CLICK HERE.

UTICA MUTUAL: Available only in Arizona, Idaho, Montana, Nevada, New Mexico, Oregon and Washington.

Utica has been providing agent E&O coverage for more than 40 years and has nearly $2-billion dollars in assets. Utica offers policies that include:

• Full prior acts.
• Defense costs in addition to limits of liability.
• First-dollar defense coverage.
• Optional loss and litigation deductible and an aggregate deductible that caps your annual deductible exposure.
• Advertising and personal injury coverage.
• 10% loss control credit, flexible payment plans and an A+ claims department.
• Financial products coverage*, real-estate coverage*, mutual funds and variable annuities*, and employment practices liability*.
• Optional extended reporting periods that reinstate the aggregate and offer options of as long as 10 years.

Utica Mutual continues to be one of the standard bearers in the industry, offering a superior product at a competitive price.

UTICA - Life and Health E&O: Available only in Arizona, Idaho, Montana, Nevada, New Mexico, Oregon and Washington.

In addition to providing quality E&O insurance for P&C agents, Utica also sets the standards of E&O protection for life and health agents. Policy highlights include the following:

• Full prior acts.
• Defense costs in addition to limits of liability.
• First-dollar defense coverage.
• Optional extended reporting periods that reinstate the aggregate and offer options of as long as 10 years.

For a Utica specific quick quote indication click here.

Liberty Agency Underwriters™: Available only in Idaho, Montana, Oregon and Washington

Liberty Agency Underwriters has been providing E&O coverage to insurance professionals for more than 25 years. With more than $2 billion in assets, Liberty Agency Underwriters offers a flexible E&O plan to fit all of your needs. Liberty Agency Underwriters has one of the broadest policy forms 

available in today's market.

Specialty Markets: 

For hard to place or start-up programs the PIA can quote from several markets.

For a new E&O policy or for renewal or service of your current policy, please contact Director of Insurance, Lisa Tucker at (888) 246-4466 ext.112.