The PIA Western Alliance has partnered with Aspen to provide agents Professional Liability/Indemnity coverage tailored to the needs of today. Aspen offers depth of experience and a global footprint providing the capabilities of considering all professional liability/indemnity classes.

Aspen is an A.M Best AXV rated carrier and admitted in all states. Aspen provides E&O to the target markets of Wholesale, Retail, Life and P&C Agents, MGA’s and Program Administrators.

Coverages include an array of features to fit your E&O needs*

• Claims handling
• Risk management
• Third Party Administrator
• COBRA Administrator
• Administrative Proceedings Coverage
• Subpoena Inquiry Coverage
• Court Attendance Costs Coverage
• Defense In Addition to the Limit of Liability
• Insolvency coverage for placements with carriers rated B+ or better by A.M. Best, carriers covered by a State guarantee      Fund, or Demotech rated A or better
• Punitive damages coverage where permitted by law
• Multi‐year extended reporting period options up to sixty months
• True Worldwide Coverage
• Deductible Reduction Coverage‐ Ability to reduce your deductible by 50% on each claim
• First and Third Party Cyber Coverage
• Liberalization Clause
• No contractual Liability Exclusion
• Consent to Settle Provision 70/30

PLUS Coverage Extentions *

• Aggregate Deductibles
• First Dollar Defense
• Choice of Counsel
• Unlimited Defense Costs In Addition to the Limit of Liability

This list is solely intended to be a summary of policy coverage. Please reference the actual policy for specific terms and conditions.