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Health Insurance Across State Lines: PIA Opposed

Posted By Administration, Wednesday, March 22, 2017

PIA National is concerned about the part of one of the House bills meant to repeal ObamaCare and reform the nation’s health insurance system. The second bill has a provision to allow insurers to sell health insurance across state lines.

PIA National is a staunch supporter of the regulation of insurance by the states as outlined by 1945’s McCarran-Ferguson Act. The bill — the PIA notes — will strip state insurance authorities of their authority over health insurers and undermine the foundation set up by McCarran-Ferguson.

PIA Executive Vice President and CEO Mike Becker said the association sees that part of the reforms as undermining state regulation and allowing federal supervision of insurance. The association says state governors, legislators and regulators know what is best for their unique markets and what works in their state and what doesn’t.

The bill — Becker said — will allow insurers to pick their own regulator in one state and to evade the requirements of the other 49 states. Becker says that — by federal edict — eviscerates local control.

“All insurance is local. This is especially true of health insurance. Proposals that would preempt state authority and not allow states to form compacts among themselves effectively turn aside the collective expertise of the states. The path to constructing a replacement for the ACA should lead to more state control, not less. This proposal would transfer power from the states to the federal government,” Becker said.

Insurance just isn’t — he notes — a one size fits all proposition. “Permitting the designation of any one state as regulator for all states would, in essence, impose a one-size-fits-all solution dictated by Washington, D.C. — which, ironically, has been one of the main criticisms of the ACA,” Becker said.


Source link: PIA National

Tags:  Health Insurance Across State Lines: PIA Opposed  Healthcare  HealthCare.gov  Insurance Content  Insurance Industry  Insurance News  ObamaCare  The Affordable Care Act  Weekly Industry News 

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