Montecito Mudslides: Edison International says poorly designed and maintained debris basins are the reasons for the deadly mudslides that hit Montecito last year.
Over 20 people died. Damages to property is estimated at between $177 million and $204 million. The mudslides happened on January 18, 2018 when the first heavy rain of the season hit the top of the mountain above the city and loosed tons of mud and boulders onto the city.
Edison International has been sued for causing the mudslides because its equipment may have been responsible for the fire at the top of the mountain. The company — and its subsidiary Southern California Edison — countersued and blamed the city, the county and its inadequate infrastructure, and how that infrastructure was maintained.
In its complaint, Edison said, “With this cross-complaint we seek to ensure that there is a comprehensive review of the role many parties may have played in the large and tragic losses suffered by the community during the Montecito mudslides,” the company said. “It is well known that the Montecito area has always been at high risk for mudslides and debris flows. We believe that city, county and state governments, including flood control, water and transportation agencies, failed to ensure that Montecito’s infrastructure was adequate to reduce the impact of such natural disasters.”
Source link: Insurance Journal
Medicare Workshops to be Offered in Bonners Ferry: A series of three (3) free Medicare Workshop for individuals turning 65 and those approaching Medicare eligibility will be held Friday, February 1 at the Fry Healthcare Education Center, located across from the main hospital building of the Boundary Community Hospital, 6640 Kaniksu St., in Bonners Ferry. Workshops will be held at 2:30, 4:30 and 6 p.m.
Caregivers and all those interested in learning how Medicare works are encouraged to attend.
The workshop will be led by Senior Health Insurance Benefits Advisors (SHIBA), a unit of the Idaho Department of Insurance. SHIBA presenters will introduce the various parts of Medicare and explain some of the vocabulary associated with the program.
Topics to be covered include:
• Timeframes for enrolling in Medicare
• Enrollment periods for Medigap, Medicare Advantage and Prescription Drug Plans
• How the different parts of Medicare work together — and when they don’t
To register for the workshop, please contact the SHIBA office at 1-800-247-4422.
Wildfire Mitigation Plan: Public Lands Commissioner Hilary Franz has unveiled a 10-year, $55 billion wildfire control plan and given it to the Legislature. The plan will add 30-full time and 40 seasonal firefighters to the Department of Natural Resources. It also adds two helicopters to the firefighting air fleet.
A wildfire training academy that can be used by other agencies will also be set up.
Source link: Claims Journal
Commissioner’s Legislative Priority
Click here for Washington Insurance Commissioner Mike Kreidler’s legislative priorities.
Actions by the Commissioner
Insurance Commissioner Mike Kreidler issued fines in December 2018 totaling $192,050 against insurance companies, agents and brokers who violated state insurance regulations.
Accordia Life and Annuity Co., Des Moines, Iowa; fined $130,000, order 18-0250
Kreidler received 57 complaints about the company in 2016 and 2017 and started an investigation into its practices. The law violations included:
Failure to maintain full and adequate records of more than 8,600 customer accounts.
Underpaid interest on the death benefit of a policy and failed to correct the problem until the consumer complained to Kreidler’s office. State law requires that insurance companies pay 8 percent interest.
Failed to provide annual statements to 21 consumers.
State Farm Life Insurance Co., fined $10,000, order 18-0410
The company failed to pay the correct amount of interest on death benefits to 1,251 Washington consumers. State law requires that insurance companies pay 8 percent interest.
Kreidler fined the following companies for violating Washington state insurance regulations:
GPM Health and Life Insurance Co., Spokane, Wash.; fined $2,000, order 18-0468
Monterey Insurance Co., Monterey, Calif.; fined $30,000, order 18-0490
American Automobile Insurance Co., Earth City, Mo..; fined $10,000, order 18-0494
Unified Life Insurance Co., Dallas; fined $4,500, order 18-0529
Agents and brokers
Kreidler revoked the licenses of the following insurance producers:
• Romaine Smith, Prosser, Wash.; license revoked, order 18-0146
• Francisca Yadira Rios, Pasco, Wash.; license revoked, order 18-0507
• Jacqueline Cone, Washougal, Wash.; license revoked, order 18-0515
• Jodi S. Campbell, Lonoke, Ark.; license revoked, order 18-0475
• Gary M. Enciso, Long Beach, Calif.; license revoked, order 18-0476
• Rachel Glover, Collins, Iowa; license revoked, order 18-0477
• Drucilla Clorene Wilson, Las Vegas; license revoked, order 18-0479
• Paul B. Wells, Las Vegas, license revoked, order 18-0498
• Deandre Maze-Carter, Phoenix; license revoked, order 18-0499
• American Underwriting Services LLC, Kennesaw, Ga.; license revoked, order 18-0503
• Romeo Evan Fulton, North Riverside, Ill.; license suspended, order 18-0504
• James Luis Vasquez, Bothell, Wash.; revocation rescinded, license surrendered, order 18-0480
Kreidler fined the following insurance producers for violating state laws:
• David M. Connolly and David Connolly Insurance Agency, Silverdale, Wash.; fined $500, order 18-0355
• Ryan M. Focht, Pullman, Wash.; fined $500, order 18-0482
• Alina Frenkel, Bellevue, Wash.; fined $500, order 18-0483
• Robert L. Johnston, Spokane, Wash.; fined $500, order 18-0491
• Paul F. Dent and Griffin Mac Lean, Inc., Bellevue, Wash.; fined $1,000, order 18-0488
• John C. Haskell, Jr., Mill Creek, Wash.; fined $250, order 18-0397
• Xandrea Powell, Suwanee, Ga.; fined $250, order 18-0395
• Terran Watters-Fletcher, Lawrencville, Ga.; fined $250, order 18-0401
• Benchmark Administrators LLC, Wayzata, Minn.; fined $250, order 18-0429
• Lawrence M. Koresko, Collegeville, Penn.; fined $250, order 18-0436
• George Lewis Kengle, Springfield, Ore.; fined $250, order 18-0478
• Thomas A. Dus, Elyria, Ohio; fiend $500, order 18-0506
Continuing education providers
• Risk & Insurance Managers Society of Washington, Seattle; fined $800, order 18-0513
Source link: Washington Department of Insurance