Agents Advocate – February 27, 2023

Take Action Now to Stop Bad Insurance Legislation

The Professional Insurance Agents (PIA) is asking for your help to defeat two trial lawyer bills.  Once again, “bad faith” lawsuit legislation is back in play in the Oregon Legislature.  PIA and others have stepped up to defeat this legislation.

It’s time to once again tell your legislators:

Oppose this legislation that could risk making insurance more expensive for Oregon families and small businesses when they can least afford it.

Ask them to vote “NO” on HB 3242 and HB 3243.

While proponents of these bills claim they will bolster consumer protection by taking aim at insurance companies and agents, the bills would actually undermine the existing strong protections we have for consumers and risk hiking premiums – as similar policies already have in other states.

House Bills 3242 and 3243 could:

  • Increase the cost of resolving claims, which can impact the cost of insurance for homeowners, drivers, renters, business owners, and medical professionals.
  • Increase lawsuits by creating a new right to file not just one, but in some cases two lawsuits on a single claim for damages.

Take action today: click the link below.

Take Action — Fighting Against Increase Insurance Rates Coalition (

or write your own language by changing the message in the green box.

You can tell your legislators to oppose this legislation by using theFAIIR (Fighting Against Increased Insurance Rates) Coalition’s easy-to-use website tool.

When you’re done, we hope you’ll take a minute to share this email with your office staff and ask them to write to their legislators too.

HB 3242

Provides insured with cause of action for insurer’s unfair claim settlement practices. Creates duty of reasonable due care for insurance producer toward insured.

HB 3243

Includes insurance in definition of real estate, goods and services that are subject to penalties for unlawful trade practices. Permits person to obtain, and court to award, appropriate equitable relief in addition to monetary damages under Unlawful Trade Practices Act. Requires Director of Department of Consumer and Business Services to request action before prosecuting attorney may take action under Unlawful Trade Practices Act against act or practice related to insurance. 

Lana Butterfield
PIA Oregon Lobbyist

About PIA Western Alliance

The Professional Insurance Agents Western Alliance is a membership organization promoting and enhancing the success of independent agencies seeking to grow, learn and be heard within the industry.


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