Oregon Agents’ Advocate – January 11, 2024

Here are two items PIA members might find interesting:

Recently Adopted Rulemaking: Alternative Documentation of Loss HB 2982 (2023)

The Oregon Division of Financial Regulation recently announced the following permanent rulemaking:

ID 56-2023: Alternative Documentation of Loss Under HB 2982 (2023)

Adopt Rule: 836-080-0245

​Rule Summary: Compliance with ORS 742.053 and reference to the DFR website for a model form used to attest the total loss of contents of a residence after a major disaster. 

Filed: December 28, 2023

Effective: January 1, 2024

For more information on this recently adopted rule, please visit the division’s website:


Legislative Committee Bill

LC 81 – LC0081 (oregonlegislature.gov)

Directs the State Fire Marshal to collaboratively establish a neighborhood protection cooperative grant program to promote community wildfire resilience. Requires the State Fire Marshal to award grants to local governments, fire district related organizations, and nongovernmental organizations for the purpose of providing grants to property owners for wildfire resilience efforts. Requires the State Fire Marshal to develop criteria for grant awards in consultation with specified partners, and to publish the criteria on the department website by July 1, 2024. Specifies possible criteria requirements for consideration by the State Fire Marshal. Requires the State Fire Marshal to provide a status update on the grant program establishment and administration as part of an existing biannual report to the legislature. Directs the Department of Consumer and Business Services, the Department of the State Fire Marshal, and the State Forestry Department, in consultation with insurance industry representatives, to develop a plan and implementation timeline for establishing a risk reduction certification program, and to submit a preliminary report to natural resources related legislative committees by December 1, 2024. Requires that the risk reduction certification program identifies wildfire risk mitigation actions that merit consideration in determining underwriting and insurance premium rates in such a way that is favorable to property owning insurance policy holders. Establishes the Neighborhood Protection Cooperative Grant Program Fund and appropriates $5 million to the fund for grant awards. Declares emergency, effective on passage. (Dated 12/19/23)


LC0081 (oregonlegislature.gov)

About PIA Western Alliance

The Professional Insurance Agents Western Alliance is a membership organization promoting and enhancing the success of independent agencies seeking to grow, learn and be heard within the industry.


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