Idaho, Montana, Oregon and Washington
- Consent to settle
- Contractual and vicarious liability
- Data compromise (at no additional cost)
- First dollar defense
- Full prior acts
- Innocent Insured (for fraudulent or dishonest acts)
- Insurance carrier insolvency
- Insured vs. Insured (for personal lines placements)
- Personal and advertising injury for professional services
- Punative damages (where allowed by law)
- Vicarious fiduciary liability
- Employment practices liability coverage, available by endorsement with separate limits and deductible
- Professional services extra expense coverage
Property and casualty should represent 75% of your business and your annual premium volume should be $1 million at minimum. Businesses also should have good loss history.
