Liberty Mutual E&O

Read Liberty Mutual’s COVID-19 guidelines right here.
Available in Idaho, Montana, Oregon and Washington

 Q:  What does Liberty Mutual policies include?

You’ll find broad definitions of the professional services covered by your policy as well as a supplemental
payments section. Policy limits up to $10 million and deductibles as low as $2,500 provide affordable,
comprehensive coverage, including:

  • Consent-to-settle
  • Contractual and vicarious liability
  • Data compromise (at no additional cost)
  • First dollar defense
  • Full prior acts
  • Innocent insured (for fraudulent or dishonest acts)
  • Insurance carrier insolvency
  • Insured vs. insured (for personal lines placements)
  • Personal and advertising injury for professional services
  • Punitive damages (where allowed by law)
  • Vicarious fiduciary liability

Also available:

  • Employment practices liability coverage, available by endorsement with separate
    limits and deductible
  • Professional services extra expense coverage

Q:  What do I need to be eligible for this coverage?

Property and casualty should represent (75%) percent of your business, and your annual premium
volume should be $1 million at minimum. Businesses also should have a good loss history.