We all know that texting and driving is risky. Forbes did a study and found the impact is not just visually but it’s manually and cognitively. The reality — says the National Highway Safety Administration (NHSA) — is it being the leading cause of crashes these days as distracted driving crashes killed over 3,500 people in 2021.
Close to half of us — 46% — admit to texting while driving. And we do it in spite of it being illegal in 47 states.
A lot of people are getting tickets from law enforcement for texting while driving. Insure.com found one in five of us have been ticketed for texting in our autos. That, in turn, has impacted auto insurance rates for those found guilty of the infraction.
Here is some information generated by the University of Missouri on insurance rates for those guilty of texting and driving. These are the insurers who raised their rates the most.
1. Progressive
Average rate: $1,483
Rate after texting ticket: $1,913
Percentage of premium increase: 31%
2. Farmers
Average rate: $1,663
Rate after texting ticket: $1,956
Percentage of premium increase: 18%
3. Allstate
Average rate: $1,868
Rate after texting ticket: $2,204
Percentage of premium increase: 18%
4. Nationwide
Average rate: $1,598
Rate after texting ticket: $1,866
Percentage of premium increase: 17%
5. State Farm
Average rate: $1,400
Rate after texting ticket: $1,594
Percentage of premium increase: 13%
6. GEICO
Average rate: $1,109
Rate after texting ticket: $1,237
Percentage of premium increase: 12%
Source link: PropertyCasualty360.com — https://bit.ly/3pcmNOe
