The Western Alliance is proud to announce CPIA designation courses will be available via webinar format beginning in January 2024 at piawest.com.  

 

Check our calendar of events for course informatioin.  

Registrations will be open soon!

CPIA - Certified Professional Insurance Agent

Empowering Insurance Professionals into the Future

The CPIA designation is first-of-its-kind, hands-on, how-to training. To earn the CPIA designation candidates are required to participate in a series of three, one-day seminars THE BEST PART IS NO EXAMS!
Completion is due three years from the first course.

These seminars are designed to enhance the ability of producers, sales support staff, and company personnel to efficiently create and distribute effective insurance programs. Participants leave with ideas that will produce sales results immediately.

While not a requirement, it is recommended that courses are taken in order.E&O Discounts apply for Utica National Policy Holders.

Each of the 3 courses are approved for 7 CE in
AZ | CA | ID | MT | NM | NV | OR | WA

Course Modules

CPIA 1
Position for Success

CPIA 2
Implement for Success

CPIA 3
Sustain Success

During this workshop, participants focus on internal and external factors affecting
the creation of effective business development goals.

Factors discussed include:

current state of the insurance                 marketplace

competitive pressures

insurance carrier underwriting criteria

consumer expectations.

During this workshop, participants learn:

specific tools for analyzing consumer needs

how to utilize risk identification techniques to gather pertinent prospect
information

skills necessary to assimilate information gathered into customized coverage recommendations

how to prepare a complete submission

tips for preparing and presenting a comprehensive insurance proposal

This workshop focuses on fulfilling the implied promises contained in the insuring agreement.

Participants will:

review methods of providing evidence of insurance coverage

discuss policies and procedures for controlling errors and omissions including policy review and delivery, endorsements, claims-processing, and handling of client complaints

learn how to calculate the lifetime value of a client and techniques for generating referrals.

CPIA Update Requirement

The Certified Professional Insurance Agent designation stands for professionalism, commitment to professional training and results, and technical knowledge. To maintain the right
to use the CPIA designation, designees must complete an update on an annual basis * or maintain a Ruby, Sapphire or Diamond level membership with the CPIA Program.

* CPIA 1, CPIA 2, CPIA 3, Special Topics:

An Agent’s Guide to Understanding and Mitigating Cyber Exposures

Disaster and Continuity Planning for Business and Families

An E&O Loss Control Program for Agencies

Some states make it much easier to start a new business than others. Four of the easiest states are PIA Western Alliance states. They are Nevada, Montana, Idaho and Arizona. They rank — in order — 1, 4, 8 and 9.

Most businesses start small. The U.S. Small Business Administration (SBA) said it costs about $3,000 to start a microbusiness. Running something from home is $2,000 to $5,000.

The bad news is that it’s tricky to start one. The U.S. Bureau of Labor Statistics (BLS) said in the last 20 years, 20% of new businesses failed in the first two years. The good news is that 22% were still in operation 20 years after they began.

According to the small business accountants and attorneys at Simplify, there are a number of reasons businesses succeed and fail. Location is important. So is the corporate income tax structure of a state, how much labor costs, the availability of workers and many other reasons.

The most expensive states to start a new business are Minnesota, New York, Louisiana, Alabama and the PIA Western Alliance state of Alaska is 47th.

Here are the least expensive.

1. Nevada

Total points: 12,408

Average corporate income tax rate: 0

LLC filing fee: $75

Commercial spaces available per 100,000 people: 170.93

Average annual wage: $51,885

Labor force participation rate: 74.7%

Average monthly commercial electric bill: $463.41

Small business lending per 100,000 people: $27,770,436

Net rate of business births in 2021: 2.05

2. Colorado

3. Arkansas

4. Montana

Total points: 11,064

Average corporate income tax rate: 6.75%

LLC filing fees: $70

Commercial space available per 100,000 people: 39.94

Average annual wage: $47,834

Labor force participation rate: 75.6%

Average monthly commercial electric bill: $382.07

Small business lending per 100,000 people: $58,174,126

Net rate of business births in 2021: 1.8

5. North Carolina

6. South Dakota

7. Wyoming

8. Idaho

Total points: 10,741

Average corporate income tax rate: 5.8%

LLC filing fees: $100

Commercial spaces available per 100,000 people: 69.92

Average annual wage: $48,422

Labor force participation rate: 75.6%

Average monthly commercial electric bill: $369.97

Small business lending per 100,000 people: $38,128,846

Net rate of business births in 2021: 2.48

9. Arizona

Total points: 10,704

Average corporate income tax rate: 4.9%

LLC filing fees: $50

Commercial spaces available per 100,000 people: 119.28

Average annual wage: $55,176

Labor force participation rate: 73.7%

Average monthly commercial electric bill: $769.97

Small business lending per 100,000 people: $27,486,437

Net rate of business births in 2021: 1.61

10. Kentucky

The other PIA Western Alliance states:

22. Washington

Total points: 9,830

Average corporate income tax rate: 0

LLC filing fees: $200

Commercial spaces available per 100,000 people: 66.73

Average annual wage: $68,312

Labor force participation rate: 75.6%

Average monthly commercial electric bill: $553.80

Small business lending per 100,000 people: $29,720,785

Net rate of business births in 2021: 1.41

25. California

Total points: 9,485

Average corporate income tax rate: 8.84%

LLC filing fees: $70

Commercial spaces available per 100,000 people: 150.35

Average annual wage: $67,167

Labor force participation rate: 73.7%

Average monthly commercial electric bill: $992.86

Small business lending per 100,000 people: $37,718,696

Net rate of business births in 2021: 1.3

29. New Mexico

Total points: 9,313

Average corporate income tax rate: 5.40%

LLC filing fees: $50

Commercial spaces available per 100,000 people: 26.51

Average annual wage: $47,244

Labor force participation rate: 69.2%

Average monthly commercial electric bill: $532.54

Small business lending per 100,000 people: $20,473,790

Net rate of business births in 2021: 0.74

30. Oregon

Total points: 9,485

Average corporate income tax rate: 7.10%

LLC filing fees: $100

Commercial spaces available per 100,000 people: 163.54

Average annual wage: $57,238

Labor force participation rate: 74.8%

Average monthly commercial electric bill: $517.10

Small business lending per 100,000 people: $32,971,006

Net rate of business births in 2021: 0.55

47. Alaska

Total points: 8,054

Average corporate income tax rate: 5.30%

LLC filing fees: $250

Commercial spaces available per 100,000 people: 29.48

Average annual wage: $61,352

Labor force participation rate: 75.3%

Average monthly commercial electric bill: $746.45

Small business lending per 100,000 people: $43,935,016

Net rate of business births in 2021: 1.4

Source link: Simplify — https://bit.ly/3MSpP3n