The Western Alliance is proud to announce CPIA designation courses will be available via webinar format beginning in January 2024 at  


Check our calendar of events for course informatioin.  

Registrations will be open soon!

CPIA - Certified Professional Insurance Agent

Empowering Insurance Professionals into the Future

The CPIA designation is first-of-its-kind, hands-on, how-to training. To earn the CPIA designation candidates are required to participate in a series of three, one-day seminars THE BEST PART IS NO EXAMS!
Completion is due three years from the first course.

These seminars are designed to enhance the ability of producers, sales support staff, and company personnel to efficiently create and distribute effective insurance programs. Participants leave with ideas that will produce sales results immediately.

While not a requirement, it is recommended that courses are taken in order.E&O Discounts apply for Utica National Policy Holders.

Each of the 3 courses are approved for 7 CE in
AZ | CA | ID | MT | NM | NV | OR | WA

Course Modules

Position for Success

Implement for Success

Sustain Success

During this workshop, participants focus on internal and external factors affecting
the creation of effective business development goals.

Factors discussed include:

current state of the insurance                 marketplace

competitive pressures

insurance carrier underwriting criteria

consumer expectations.

During this workshop, participants learn:

specific tools for analyzing consumer needs

how to utilize risk identification techniques to gather pertinent prospect

skills necessary to assimilate information gathered into customized coverage recommendations

how to prepare a complete submission

tips for preparing and presenting a comprehensive insurance proposal

This workshop focuses on fulfilling the implied promises contained in the insuring agreement.

Participants will:

review methods of providing evidence of insurance coverage

discuss policies and procedures for controlling errors and omissions including policy review and delivery, endorsements, claims-processing, and handling of client complaints

learn how to calculate the lifetime value of a client and techniques for generating referrals.

CPIA Update Requirement

The Certified Professional Insurance Agent designation stands for professionalism, commitment to professional training and results, and technical knowledge. To maintain the right
to use the CPIA designation, designees must complete an update on an annual basis * or maintain a Ruby, Sapphire or Diamond level membership with the CPIA Program.

* CPIA 1, CPIA 2, CPIA 3, Special Topics:

An Agent’s Guide to Understanding and Mitigating Cyber Exposures

Disaster and Continuity Planning for Business and Families

An E&O Loss Control Program for Agencies

One of the most controversial parts of the solutions to the causes of the Great Recession of 2008 is the Consumer Financial Protection Bureau (CFPB). As you remember, the Great Recession was caused by a housing market crisis and required a huge bailout of banks and AIG by the federal government.

How the CFPB is funded is at issue now and the U.S. Supreme Court is going to decide whether that funding is constitutional. It is currently funded by the Federal Reserve. Attempts by Congress to change the funding cannot happen because of how the law is written.

First some background. After the Great Recession wound down, politicians and consumer advocates felt something needed to be to help with the confusion often experienced by consumers when dealing with home loans and credit cards.

The Consumer Financial Protection Bureau was officially created in 2010 with the passing of the Dodd-Frank Wall Street Reform and Consumer Protection Act, or Dodd-Frank as it became known. It put consumer protections that were spread out in various federal agencies into one place and put some new protections in place as well.

The bureau’s founding was controversial and was vehemently opposed by Republicans and conservatives. It’s biggest advocate is — and has always been — Sen. Elizabeth Warren.

In October the President Donald Trump appointed Federal Fifth Circuit Court of Appeals ruled the funding is unconstitutional. In other words, the court found that only Congress has the purse strings for a federal agency.

It’s a decision that Rep. Patrick McHenry — who heads up the House Committee on Financial Services — finds true and important.

“As Republicans have said for years, the CFPB’s unconstitutional funding structure improperly insulates it from Americans’ representatives in Congress,” McHenry said. “Director Chopra is returning the CFPB to its Obama-era regulation by enforcement approach that harms both consumers and our economy.”

He wants stronger oversight of the agency by Congress. Warren is warning against structuring the agency’s funding any way other than the way it was structured by Dodd-Frank.

“Despite years of desperate attacks from Republicans and corporate lobbyists, the constitutionality of the CFPB and its funding structure have been upheld time and time again,” Warren said. “If the Supreme Court follows more than a century of law and historical precedent, it will strike down the Fifth Circuit’s decision before it throws our financial markets and economy into chaos.”

McHenry and the Fifth Circuit Court obviously disagree.

“Congress did not merely cede direct control over the Bureau’s budget by insulating it from annual or other time limited appropriations,” the court said in the ruling. “It also ceded indirect control by providing that the Bureau’s self-determined funding be drawn from a source that is itself outside the appropriations process – a double insulation from Congress’s purse strings that is ‘unprecedented’ across the government.”

Source link: MSN —

Source link: Insurance Journal —