The Western Alliance is proud to announce CPIA designation courses will be available via webinar format beginning in January 2024 at piawest.com.  

 

Check our calendar of events for course informatioin.  

Registrations will be open soon!

CPIA - Certified Professional Insurance Agent

Empowering Insurance Professionals into the Future

The CPIA designation is first-of-its-kind, hands-on, how-to training. To earn the CPIA designation candidates are required to participate in a series of three, one-day seminars THE BEST PART IS NO EXAMS!
Completion is due three years from the first course.

These seminars are designed to enhance the ability of producers, sales support staff, and company personnel to efficiently create and distribute effective insurance programs. Participants leave with ideas that will produce sales results immediately.

While not a requirement, it is recommended that courses are taken in order.E&O Discounts apply for Utica National Policy Holders.

Each of the 3 courses are approved for 7 CE in
AZ | CA | ID | MT | NM | NV | OR | WA

Course Modules

CPIA 1
Position for Success

CPIA 2
Implement for Success

CPIA 3
Sustain Success

During this workshop, participants focus on internal and external factors affecting
the creation of effective business development goals.

Factors discussed include:

current state of the insurance                 marketplace

competitive pressures

insurance carrier underwriting criteria

consumer expectations.

During this workshop, participants learn:

specific tools for analyzing consumer needs

how to utilize risk identification techniques to gather pertinent prospect
information

skills necessary to assimilate information gathered into customized coverage recommendations

how to prepare a complete submission

tips for preparing and presenting a comprehensive insurance proposal

This workshop focuses on fulfilling the implied promises contained in the insuring agreement.

Participants will:

review methods of providing evidence of insurance coverage

discuss policies and procedures for controlling errors and omissions including policy review and delivery, endorsements, claims-processing, and handling of client complaints

learn how to calculate the lifetime value of a client and techniques for generating referrals.

CPIA Update Requirement

The Certified Professional Insurance Agent designation stands for professionalism, commitment to professional training and results, and technical knowledge. To maintain the right
to use the CPIA designation, designees must complete an update on an annual basis * or maintain a Ruby, Sapphire or Diamond level membership with the CPIA Program.

* CPIA 1, CPIA 2, CPIA 3, Special Topics:

An Agent’s Guide to Understanding and Mitigating Cyber Exposures

Disaster and Continuity Planning for Business and Families

An E&O Loss Control Program for Agencies

Four of the nine PIA Western Alliance states are among the most expensive states in which to own a home. California is second, Washington is third, Oregon is seventh and the PIA Western Alliance state of Idaho is ninth.

Hawaii is the most expensive state in the nation in which to own a home.

The information shared in this story comes from the real estate firm, Agent Advice. The company took a look at the average price of homes around the country from March of 2021 to March of 2023.

Chris Heller is the co-founder of Agent Advice. He says overall the housing market in the U.S. is worth about $43.4 trillion. The average price for a home in the country is $338,649. That’s up 25% from March of 2021. However, since March of 2022, prices have fallen a bit in some areas.

“Overall, there has been an increase in cost in the last three years throughout the nation,” he said. “However, this research shows that there has also been a depreciation in multiple states over the last two years, showing a rise in more affordable housing.”

Buying a home in Hawaii will cost an average of $834,583. That’s a staggering 146% higher than the national average.

California isn’t far behind at $728,134. That’s 115% above the national average. The Golden State’s increase is the fourth highest in the country since March of 2021 and $95,228 more than it was back in 2021.

However, between 2022 and 2023, prices fell by $18,573, a 2.5% drop.

The PIA Western Alliance state of Washington is third at 66% above the national average. The Evergreen State’s average home cost is $562,936. It’s up $72,533 from March of 2021 and is the ninth highest rise in home costs in the U.S.

Home prices, like in California and other states, fell significantly between 2022 and 2023. They dropped $17,938, or 3.09%.

The PIA Western Alliance state of Oregon ranks seventh on the survey.

The cost of purchasing a home in Oregon averages $485,475. That’s 43% above the national average. Home values rose $56,730 between March of 2021 and March of 2023, however, since March of 2022, those values have fallen by $11,998 — or 2%.

Idaho is ninth with an average price of $435,374. That’s up $52,167 from 2021 but since 2022, the prices have fallen an average of $26,275, or a 6% drop.

Here are the details on the top 10 highest priced states for homeownership:

1. Hawaii

Average price of home in 2023: $834,583

Dollar increase from 2021 to 2023: $166,777

Percentage of increase from 2021 to 2023: 25%

Dollar increase from 2022 to 2024: $24,150

Percentage of increase from 2022 to 2023: 3%

2. California

Average price of home in 2023: $728,134

Dollar increase from 2021 to 2023: $95,228

Percentage of increase from 2021 to 2023: 15%

Dollar increase from 2022 to 2023: -$18,873

Percentage of increase from 2022 to 2023: -2%

3. Washington

Average price of home in 2023: $562,936

Dollar increase from 2021 to 2023: $72,533

Percentage of increase from 2021 to 2023: 15%

Dollar increase from 2022 to 2023: -$17,938

Percentage of increase from 2022 to 2023: -3%

4. Massachusetts

Average price of home in 2023: $558,313

Dollar increase from 2021 to 2023: $54,476

Percentage of increase from 2021 to 2023: 11%

Dollar increase from 2022 to 2023: -$1,050

Percentage of increase from 2022 to 2023: -0.19%

5. Colorado

Average price of home in 2023: $539,640

Dollar increase from 2021 to 2023: $82,504

Percentage of increase from 2021 to 2023: 18%

Dollar increase from 2022 to 2023: -$1,527

Percentage of increase from 2022 to 2023: -0.28%

6. Utah

Average price of home in 2023: $506,072

Dollar increase from 2021 to 2023: $86.071

Percentage of increase from 2021 to 2023: 20%

Dollar increase from 2022 to 2023: -$10,849

Percentage of increase from 2022 to 2023: -2%

7. Oregon

Average price of home in 2023: $485,475

Dollar increase from 2021 to 2023: $56,730

Percentage of increase from 2021 to 2023: 13%

Dollar increase from 2022 to 2023: -$11,988

Percentage of increase from 2022 to 2023: -2%

8. New Jersey

Average price of home in 2023: $451,559

Dollar increase from 2021 to 2023: $52,167

Percentage of increase from 2021 to 2023: 13%

Dollar increase from 2022 to 2023: $3,987

Percentage of increase from 2022 to 2023: 0.89%

9. Idaho

Average price of home in 2023: $435,374

Dollar increase from 2021 to 2023: $52,167

Percentage of increase from 2021 to 2023: 15%

Dollar increase from 2022 to 2023: -$26,275

Percentage of increase from 2022 to 2023: -6%

10 New Hampshire

Average price of home in 2023: $429,421

Dollar increase from 2021 to 2023: $76,773

Percentage of increase from 2021 to 2023: 22%

Dollar increase from 2022 to 2023: $21,034

Percentage of increase from 2022 to 2023: 5%

Source — Journorsearch.org