The Western Alliance is proud to announce CPIA designation courses will be available via webinar format beginning in January 2024 at piawest.com.  

 

Check our calendar of events for course informatioin.  

Registrations will be open soon!

CPIA - Certified Professional Insurance Agent

Empowering Insurance Professionals into the Future

The CPIA designation is first-of-its-kind, hands-on, how-to training. To earn the CPIA designation candidates are required to participate in a series of three, one-day seminars THE BEST PART IS NO EXAMS!
Completion is due three years from the first course.

These seminars are designed to enhance the ability of producers, sales support staff, and company personnel to efficiently create and distribute effective insurance programs. Participants leave with ideas that will produce sales results immediately.

While not a requirement, it is recommended that courses are taken in order.E&O Discounts apply for Utica National Policy Holders.

Each of the 3 courses are approved for 7 CE in
AZ | CA | ID | MT | NM | NV | OR | WA

Course Modules

CPIA 1
Position for Success

CPIA 2
Implement for Success

CPIA 3
Sustain Success

During this workshop, participants focus on internal and external factors affecting
the creation of effective business development goals.

Factors discussed include:

current state of the insurance                 marketplace

competitive pressures

insurance carrier underwriting criteria

consumer expectations.

During this workshop, participants learn:

specific tools for analyzing consumer needs

how to utilize risk identification techniques to gather pertinent prospect
information

skills necessary to assimilate information gathered into customized coverage recommendations

how to prepare a complete submission

tips for preparing and presenting a comprehensive insurance proposal

This workshop focuses on fulfilling the implied promises contained in the insuring agreement.

Participants will:

review methods of providing evidence of insurance coverage

discuss policies and procedures for controlling errors and omissions including policy review and delivery, endorsements, claims-processing, and handling of client complaints

learn how to calculate the lifetime value of a client and techniques for generating referrals.

CPIA Update Requirement

The Certified Professional Insurance Agent designation stands for professionalism, commitment to professional training and results, and technical knowledge. To maintain the right
to use the CPIA designation, designees must complete an update on an annual basis * or maintain a Ruby, Sapphire or Diamond level membership with the CPIA Program.

* CPIA 1, CPIA 2, CPIA 3, Special Topics:

An Agent’s Guide to Understanding and Mitigating Cyber Exposures

Disaster and Continuity Planning for Business and Families

An E&O Loss Control Program for Agencies

Unless you got an extension — and a lot of us did — the deadline to file taxes for states and the federal government has passed. Those who did file now know if they had to pay or if — fingers-crossed — they picked up one of those really wonderful refunds.

When he saw this story, Weekly Industry News Editor Gary Wolcott had a fun comment about refunds. “I laughed when I saw the word refund. My refund last year was a whopping $2.07,” he said.

As we all know, if you did get a refund, the extra money coming back is money you gave to the government in the form of taxes. So the refund basically ends up as an interest-free loan to that state government or the federal government.

According to information from the news organization, Stacker, a huge percentage of us — 74% — are giving those governments those interest-free loans. According to Stacker just 20% of us end up owing the government money.

Those figures are from the 2020 tax year. Three years can make a big difference — and since the federal government has invested $20 billion new dollars into the IRS — things might be quite a bit different now.

That said, most of those that are self-employed, who changed jobs, or sold stock will likely owe this year. The average amount owed in 2020 was over $6,500. That’s way, way more than the average refund.

Here are the top 10 states where people Stacker says owed the most on tax day. Two of the states in the top-10 are the PIA Western Alliance states of Washington and Nevada. Washington is number three and Nevada is ninth.

1. South Dakota

Average tax payment: $8,724

Percentage of returns with tax due: 19.9%

2. Wyoming

Average tax payment: $8,549

Percentage of returns with tax due: 18.5%

3. Washington

Average tax payment: $8,452

Percentage of returns with tax due: 21.8%

4. Florida

Average tax payment: $8,331

Percentage of returns with tax due: 19.2%

5. Massachusetts

Average tax payment: $8,286

Percentage of returns with tax due: 22.0%

6. North Dakota

Average tax payment: $8,013

Percentage of returns with tax due: 20.6%

7. Washington D.C.

Average tax payment: $7,914

Percentage of returns with tax due: 23.5%

8. Connecticut

Average tax payment: $7,874

Percentage of returns with tax due: 20.7%

9. Nevada

Average tax payment: $7,858

Percentage of returns with tax due: 18.9%

10. New Hampshire

Average tax payment: $7,834

Percentage of returns with tax due: 19.6%

Just one PIA Western Alliance state is in the top-10 states owing the least on their tax returns. That state is New Mexico and it sits at in number 4 and is the 48th state where residents owe the least on tax day.

51. West Virginia

Average tax payment: $4,215

Percentage of returns with tax due: 12.7%

50. Mississippi

Average tax payment: $4,714

Percentage of returns with tax due: 16.3%

49. Hawaii

Average tax payment: $4,929

Percentage of returns with tax due: 22.5%

48. New Mexico

Average tax payment: $4,946

Percentage of returns with tax due: 17.3%

47. Kentucky

Average tax payment: $4,987

Percentage of returns with tax due: 15.6%

46. Iowa

Average tax payment: $5,029

Percentage of returns with tax due: 18.7%

45. Ohio

Average tax payment: $5,051

Percentage of returns with tax due: 17.2%

44. Wisconsin

Average tax payment: $5,251

Percentage of returns with tax due: 18.8%

43. Maryland

Average tax payment: $5,260

Percentage of returns with tax due: 23.2%

42. Arkansas

Average tax payment: $5,312

Percentage of returns with tax due: 17.6%

How the other PIA Western Alliance states stack up in Stacker’s survey:

11. California

Average tax payment: $7,477

Percentage of returns with tax due: 25.8%

13. Idaho

Average tax payment: $7,263

Percentage of returns with tax due: 21.5%

19. Montana

Average tax payment: $6,580

Percentage of returns with tax due: 21.3%

25. Arizona

Average tax payment: $5,971

Percentage of returns with tax due: 21.5%

26. Oregon

Average tax payment: $5,967

Percentage of returns with tax due: 22.5%

38. Alaska

Average tax payment: $5,440

Percentage of returns with tax due: 19.6%

Source link: MSN — https://bit.ly/41m4RPy