LexisNexis Risk Solutions — DUIs, Speeding & Distracted Driving Up
Published August 26, 2025 at 1:27 PM · News Releases and Bulletins
We’re approaching Labor Day Weekend. The official end of summer vacation usually ends up with the nation’s highways packed with travelers hoping for one last fun, holiday weekend before we move into Fall.
The PIA Western Alliance staff, management and boards urge you to drive safely and be careful.
The why is easy. LexisNexis Risk Solutions vice president of data science and insurance, Prasanth Kambhatla said distracted driving, speeding and DUIs are rising at a scary rate. And this is across all demographics.
Distracted driving rose 68.8% between 2024 and 2025. DUIs for older drivers is up 19% with those aged 36 to 45 increasing 27.4%.
Speeding tickets ranked major and minor are up. Major tickets are up 29.4% and minor tickets issued rose 35.7%.
“Carriers are navigating a complex landscape, rising premiums, surging policy shopping and heightened consumer sensitivity to cost,” Kambhatla said. “Violations like distracted driving and speeding are also increasing, including among traditionally lower-risk customers. This dynamic environment demands more than traditional segmentation models. Carriers may need to rethink how they identify and engage risk. Not just to price more accurately, but to retain value-conscious customers.”
Breaking things down more, drivers aged 66 to 90 saw the largest increase of distracted driving at 80.3%. Millennials (age 26 to 35) driving distracted is up 77.3% and Gen X drivers (46 to 55) had an increase of 68.1%.
DUIs year-over-year, again, had older drivers — age 66 to 90 — with the highest hike at 19%. The second largest increase in DUI driving are the millennials who saw a 6.6% jump.
Compared to pre-pandemic numbers, major speeding violations are up 55.5% and minor violations rose 31.2%.
Outside of safety issues, what makes this awful is how high auto insurance rates are rising. The national average in 2025 is $2,638 a year, or about $220 per month. That’s $289 more than we spent in 2024, or $24 more per month.
The average U.S. household spends about 3.39% of its annual income on auto insurance.
Source link: PropertyCasualty360.com — https://bit.ly/4fRD7KG