Washington Insurers Must Disclose Reasons for Rate Increases Under New 2027 Rule

Washington — Additional transparency rights coming to insurance consumers in March 2027: Insurance companies that increase premiums when your home or auto policy renews will be required to disclose up to three primary reasons for the change, starting in March 2027.

“This is basic information that should be available to anyone with an insurance policy,” Washington state Insurance Commissioner Patty Kuderer said. “If your premiums are going up, you deserve to know why. This is an important rule and a key change in how it's implemented.”

The change to Washington’s transparency rule applies to auto and home insurance policies, including manufactured home, condominium, and renter insurance.