What's New in Oregon - Week of July 6, 2026
Published July 6, 2026 at 11:54 AM · News Releases and Bulletins, What's New – OR
Oregon — The Oregon Division of Financial Regulation recently announced the following proposed rulemaking. Filing Caption: Increases the application, license issuance, license renewal fees charged to insurance producers, adjusters, insurance consultants.
Rules Proposed: 836-009-0007
Rules Summary: This rule establishes the fees charged to insurance producers, adjusters, and insurance consultants for applications, license issuance, and license renewal.
Filed: June 29, 2026
Hearing date/time: July 23, 2026, 11:00 AM
Last Day and Time to Offer Comment to Agency: July 30, 2026, 5:00 PM
For more information on recently proposed rulemaking, please visit the division's website: https://bit.ly/4y8Bkth
Oregon — The Oregon Division of Financial Regulation recently announced the following permanent rulemaking: ID 7-2026: HB 3243 (2025) Ground Ambulance Balance Billing
Rules: 836-053-0444, 836-053-0447, 836-053-0451, 836-053-0454, 836-053-0457, 836-053-0461
Summary: HB 3243 (2025) is intended to protect Oregon consumers from out-of-network balance billing for ground ambulance services. The law prohibits billing health benefit plan enrollees more than the in-network cost sharing amount for these services and sets minimum thresholds for health benefit plan reimbursement.
Filed: June 24, 2026
Effective: June 29, 2026
For more information on this recently adopted rule, please visit the division's website:
Oregon — The Oregon Division of Financial Regulation recently announced the following permanent rulemaking: ID 6-2026: Network Adequacy Standards for Health Benefit Plans – Implementation of SB 822
Rules: 836-053-0300, 836-053-0310, 836-053-0320, 836-053-0325, 836-053-0330, 836-053-0335, 836-053-0340, 836-053-0345, 836-053-0350, 836-053-0355
Summary: This rulemaking is needed to implement SB 822 (2025), which directs the department to adopt rules establishing quantitative standards for evaluating health plan provider network adequacy.
Filed: June 22, 2026
Effective: June 29, 2026
For more information on this recently adopted rule, please visit the division's website:
Oregon — The Oregon Division of Financial Regulation recently announced the following permanent rulemaking: ID 5-2026: Amendment to 2027 standard bronze and silver health benefit plans
Rules: 836-053-0013
Summary: Update Standard Bronze and Silver Plans.
Filed: June 17, 2026
Effective: July 1, 2026
836-053-0013.pdf
For more information on this recently adopted rule, please visit the division's website:
Oregon — State warns about life insurance fraud ring targeting older adults: The Oregon Division of Financial Regulation is warning people about a recently detected fraud ring that is signing up people for life insurance without their knowledge or consent. The fraud, which targets mostly older adults, has been found in multiple states, including Oregon.
Here is how the fraud, which involves licensed insurance agents, works:
Victims receive multiple telemarketing calls in which they tell the telemarketer personal information. The information collected during these telemarketing calls is then shared with the insurance agents participating in the fraud ring. The agents then cold call the victim to obtain any additional personal information needed to complete an application for a life insurance policy, which gets submitted without the victim’s knowledge or consent. The life insurance policy, or in many cases multiple policies, is issued and the agent is paid a commission for the sale of the policy, even though the policy has not yet been paid for at this point. When the insurance company attempts to collect the first premium payment, the fraud is discovered..
“Because the insurance company is paying upfront commissions to the agents, the companies are experiencing high losses as a result of this fraud ring,” said TK Keen, Oregon insurance commissioner and DFR administrator. “Additionally, the victims of the fraud ring are being targeted for other scams and schemes, putting them at risk for future fraud.”
DFR has a website with tips to help protect yourself from fraud. Among those tips are the following:
· Sign up for the National Do Not Call Registry.
· Do not answer the phone if you do not know the caller. If you do answer, hang up if it is a robot, a stranger, or someone pressuring you.
· If you do not know the sender, do not respond to texts, emails, or click on a link.
· Question everything. If you do not understand something, do not sign it or agree to it.
· Never give personal identifying information to strangers.
· Ask your credit card company and bank if they can put a fraud alert on your accounts.
· Monitor your financial accounts regularly.
· Consider enlisting a trusted family member or reputable bill-paying service. Contact your local Area Agency on Aging for help with routine payments.
· Execute a power of attorney only if you have someone you trust completely, and only after consulting with an attorney. Be sure to ask about gifting clauses, and limit the power you give your selected person. Only grant authority that is necessary.
DFR’s consumer advocates are always there to help with questions or to file a complaint. You can reach them at 1-888-877-4894 (toll-free) or email DFR.InsuranceHelp@dcbs.oregon.gov for insurance help and dfr.financialserviceshelp@dcbs.oregon.gov for financial services help.