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’Tis the Season — Porch Pirates & Other Hazards

Posted By Administration, Tuesday, December 3, 2019

A bunch of websites do surveys about holiday hazards. They range from injuries related to hanging lights to auto accidents to injuries from fires caused from cooking and candles to the hazard of criminals grabbing packages off porches.

Starting with porch pirates, research from Shopify says consumers are going to spend $123.4 billion in online shopping. That’s a rise of $91.2 billion over the last two years.

Many of those purchases are shipped to porches and front doors and they’re often delivered when people aren’t home. Monica Eaton-Cardone of the risk-mitigation company Chargebacks911 said thieves are aware of this and are increasingly cruising neighborhoods and following delivery trucks and fans.

“Unfortunately, porch theft is a difficult problem to address,” she said. “While there are organized groups who engage in this practice, it is most often a crime of convenience; the thief sees a package sitting unattended, and simply grabs it. Delivery confirmation can help by serving as evidence for a transactions dispute, but it doesn’t prevent the root of the issue: the theft.”

There are solutions. Delivery companies are pushing the use of lock boxes that allow access to keys so the delivery can be placed in the home. Amazon and other companies are doing that more and more. Most people don’t do like the idea of allowing delivery people into their homes and won’t.

Trust is the issue there.

Other companies have put boxes on porches to make deliveries into but they are few and far between. It seems to be a solution that consumers are more willing to accept. That said, the problem of porch piracy is growing:

  26.1 million — or 8% — had a package stolen from their porch or doorstep in 2018

  That's up from 25.9 million in 2017 and 23.5 million in 2015

There are other hazards to homes in addition to porch piracy:

  19.6 million — or 6% — have seen their holiday decorations stolen or vandalized

Here are other hazards noted by the website InsuranceQuotes:

  45.7 million have been in a winter-weather auto accident

  107.8 million of us have slipped on ice

  9.8 million — or 3% — have suffered injury in a holiday-related work like falling off a ladder when hanging lights

  26.1 million — or 8% — have experienced a holiday-related house fire

  Fires caused by kitchen cooking — 9.8 million

  Fires caused by candles — 6.5 million

  Fires caused by Christmas lights — 3.3 million


Source link: PropertyCasualty360.com

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