Cyber criminals work 24/7 and 365 on ways to get to you and your money or your ID or to find ways to get to your business or your employer’s business. They’re constantly after money, passwords and information.
So what can you do to protect yourselves? The National Association of Insurance Commissioners (NAIC) has suggestions and precautions you can — and should take. They sent them to Weekly Industry News and other news sources and now we share them with you.
1. Do not reveal personal or financial information online.
2. Protect your computer by keeping your operating system software up to date and by using security software. Use multi-factor authentication on your accounts and back up your data.
3. Make sure your cell phone is up to date by setting your phone settings so software updates automatically.
4. Do not answer calls from unknown numbers. Hang up on robocalls and do not press any numbers.
5. Do not answer text messages from unknown numbers and do not reply to emails from unknown senders.
6. Do not click on links, download apps or download attachments from unknown senders.
7. Before you make an online purchase, research the company to determine its legitimacy.
8. Verify a charitable organization’s authenticity before you donate. Visit the Federal Trade Commission’s (FTC) website to learn how to verify a charity.
9. Be aware that if offers or shopping deals sound too good to be true, they are probably false.
10. Do not respond to communications about COVID-19 vaccinations. There are not any approved drugs or vaccines that are known to treat the virus yet. The FDA and FTC have sent warning letters to sellers of products claiming they treat or prevent the Coronavirus.
11. Be skeptical of texts, emails and phone calls from sources that claim they are with the government or government agencies.
12. Get information about government actions regarding COVID-19 from reputable sources. For the most current information, visit the Centers for Disease Control and Prevention (CDC) and World Health Organization (WHO) websites.
The NAIC says the source of this information comes from the U.S. Department of Justice, Federal Trade Commission (FTC) and the Federal Communications Commission (FCC).